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Guaranteed Asset Protection

Guaranteed Asset Protection Guaranteed Asset Protection (or GAP Insurance as it is often referred to) is insurance against a shortfall that may occur in the event that your vehicle is stolen or written off, and your Comprehensive Motor Vehicle Insurance total loss claim pay-out does not cover the loan balance outstanding on your finance agreement.
This shortfall can occur for a number of reasons, but is often due to the fact that a car's market value declines faster than the finance on the car is paid back for the first few years of its life.  This could potentially leave you with a shortfall of thousands of dollars.
With GAP you can choose your level of shortfall cover to suit your needs.  Plus automatically included in the policy is an additional benefit cover to reimburse you for out of pocket expenses.
Please note, as this is only an overview of the insurance cover available, please refer to the Insurance Schedule and Policy Wording for full policy terms and conditions.

To apply for Guaranteed Asset Protection, call us on 0800 674 678 between 8.30am - 5pm weekdays, or talk to your friendly motor vehicle dealer.


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PO Box 1232
Auckland 1140
T. 0800 674 678

Mainstream Insurance is a business
division of DPL Insurance Ltd